Structured Settlements Articles

Finance » Structured Settlements | By Phillip Hatley @ Saturday, 7th June 2008 @ 3:35 PM

Selling a structured settlement is not difficult but does require some research and thought on the part of the seller before committing to the structured selling process. First, we must define a structured settlement. A structured settlement is a legal contract between two parties to compensate one party in the contract a set sum of money paid out in installments over a given period of time. Usually these contracts are formed and agreed upon between the party that is being compensated and insura... more...

Finance » Structured Settlements | By Christine Harrell @ Thursday, 5th June 2008 @ 11:53 PM

Life settlements have a variety of great benefits for many policyholders, however, the fine print and complicated rules can make the entire process a stressful experience. With some basic information and proficient, expert help, it does not have to be that way. To make the entire process a successful venture, there are three things that every policy-owner should know. Life Settlements VS Viatical Settlements Although these two terms seem identical at first glance, there is a signif... more...

Finance » Structured Settlements | By Phillip Hatley @ Thursday, 5th June 2008 @ 12:41 PM

What is a note buyer? A note buyer is a person that specializes in locating and purchasing contracts that already exists between two parties where one pays the other a monthly note until the balance of the contract is paid in full. These contracts could be in the form of a land contract, structured settlements, annuities, lottery winnings, mortgages on houses, or the accounts receivable from a commercial entity. Selling a note to a note buyer is not a difficult process but does require a certai... more...

Finance » Structured Settlements | By Phillip Hatley @ Wednesday, 4th June 2008 @ 5:36 AM

Many people have monthly payments coming in from a structured settlement, annuity, lottery winnings or from property in which they hold the mortgage. Often these people find that they are in need of the total amount rather than monthly payments over time. Usually these note holders are people that need the money for increased investing ventures or for reasons of financial stress. Whatever the reason may be, they need someone to purchase the note from them for a lump sum of cash in return. more...

Finance » Structured Settlements | By Clayton Frantz @ Friday, 1st February 2008 @ 5:52 PM

Structured settlements were introduced in Canada and the United States in the 1970's. They were introduced as an alternative to lump sum payments, common in insurance settlements and lottery winnings. In the decades since, they have also been accepted as legal financial instruments in England and Australia. The aforementioned common law countries have decided to include structured settlements in their statutory tort laws. These four countries handle tort law and the settlement packa... more...

Finance » Structured Settlements | By Sharron Nixon @ Monday, 22nd October 2007 @ 7:58 PM

Debt consolidation is one of the best solutions for those of us who have spent out way through life and ended up in too much debt. It is often the first step that should be taken by someone looking to find a solution to their debt problem, as it is seen as making the overall debt easier to handle. Debt consolidation means taking out one loan to pay off others. Restructuring your existing debt with your creditors, it gives you a solution for lowering interest rates on bills, reducing m... more...

Finance » Structured Settlements | By Sharron Nixon @ Tuesday, 16th October 2007 @ 8:47 PM

Debt consolidation is one of the best answers for those of us who have too many debts to pay. Consolidation is often the first step that should be considered by someone looking to deal with their debt problem, as it is seen as making the overall debt easier to manage. Debt consolidation means taking out one loan to pay off others. Restructuring your existing debt with your those you owe money to, it gives you a solution for lowering interest rates on bills, reducing monthly payments o... more...

Finance » Structured Settlements | By Ivanovich Cuxev @ Wednesday, 22nd August 2007 @ 7:21 PM

If you have ever gone through an extended trial or won a lottery where you were awarded payment, you are likely familiar with the concept of structured settlement payments. A structured settlement payment simply means that rather than getting your money all at once, the debtor is required to pay what you are owed in installments rather than in one lump sum. In this way, the structured settlements can be filtered out over time, coming at regular intervals. The way a structured settleme... more...

Finance » Structured Settlements | By Ivanovich Cuxev @ Tuesday, 31st July 2007 @ 10:55 PM

The terms mentioned above may sound quite different but don't let it fool you. Structured settlements and lottery winnings have many factors in common. As we know, structured settlements refer to monetary compensations through a constant allowance system, in other words payments are received periodically. Likewise, lottery winnings are delivered to a recipient using a system very similar to a structured settlement scheme. While there are major disadvantages a periodic allowance syste... more...

Finance » Structured Settlements | By Ivanovich Cuxev @ Monday, 30th July 2007 @ 12:40 PM

Pre and post settlement funding are taken in consideration during and after legal activities or litigations. Most of the time these litigations are health related or based on lawsuits for similar purposes. Just like these two terms imply Pre-Settlement transactions are effective before a decision is reached as far as the verdict concerns, while Post-Settlement transactions are processed after a verdict has been reached. Having in mind the basic requirements each procedure involves we can ... more...

Finance » Structured Settlements | By Ivanovich Cuxev @ Monday, 30th July 2007 @ 12:38 PM

Currently there are three ways you can turn your future payments into cash. First lets start by giving a simple definition of the term "future payment". Just like the term implies, these are payments made to a recipient (or person) through installments which will add up to the total amount of the monetary instrument after a set number of years. This type of payments are not very attractive to most people who own such items, considering this instrument represents their money and as such t... more...

Finance » Structured Settlements | By John Pawlett @ Thursday, 4th January 2007 @ 7:43 PM

To get accident compensation claims accepted in the UK, you should contact your lawyer immediately after the accident. The kinds of accidents you might get involved in include road traffic accidents, hit and run accidents, accidents at work, accidents caused while performing leisure activities, and whilst on holiday abroad. Injuries might include lacerations, fractures, and whiplashes. You can get accident compensation if you are involved in a road accident as a driver, passenger, cyclist... more...

Finance » Structured Settlements | By Paul Sherman @ Friday, 22nd September 2006 @ 8:03 AM

Structured settlements are financial packages or financial agreements permitting a settlement to be paid through an annuity via regularly scheduled installments either for a fixed period or for the lifetime of the claimant. Because it is tailor-made for individual cases, the structured settlement may also include some immediate payment to cover special requirements. The payments are typically funded by annuities, reinsurance, or occasionally U.S. government obligations. The structured set... more...

Finance » Structured Settlements | By Kevin Nelson @ Monday, 31st July 2006 @ 5:45 PM

Structured settlements are an increasingly popular option for resolving injury or damage claims. These types of agreements allow the beneficiary to receive periodic (usually monthly) payments instead of a single, large payment all at once. This might turn out to be a great option for some people, since the settlement is usually arranged so that they payments cover some or all of the injured party's medical and/or personal expenses. However, with the high cost of medical care, some... more...

Finance » Structured Settlements | By Roxanne Manning @ Friday, 14th July 2006 @ 4:00 PM

This article explains a few things about Structured Settlements, and if you're interested, then this is worth reading, because you can never tell what you don't know. Structured settlements are structured cash payments through an annuity system that is established to compensate injury victims for their losses. Structured settlements are the other alternative payment system to a lump sum cash settlement and are set up to provide payments to you over time. Structured set... more...

Finance » Structured Settlements | By Frank ReCouper @ Tuesday, 30th May 2006 @ 3:16 AM

What you need to know before selling your structured settlement payments. Before the state structured settlement protection statutes and the Victims of Terrorism Relief Act of 2001 which created §5891 of the Internal Revenue Code, any one wanting to sell their settlement payments were on their own. The sale of structured settlement payment rights today requires a Court in your state to review and, if appropriate, make a "qualified order" approving the sale of such payments or a hefty ... more...