Personal Finance Articles

Finance » Personal Finance | By Diane Cossie @ Monday, 11th August 2008 @ 8:49 AM

Thank goodness for those long hot summer days, the feel good factor of being able to eat in the open air, pack a picnic or head off to the beach, just one problem what do you have to wear? Out comes the sunshine, and out comes the summer clothes you have been wearing for the last 5 years and realise that Ra Ra skirts are no longer in fashion, so ignoring the arrival of the next Autumn Winter mail order catalogues arrival earlier this week, you head for the nearest shopping centre and just... more...

Finance » Personal Finance | By Diane Cossie @ Sunday, 10th August 2008 @ 9:17 PM

Having over stepped the comfort zone of most people viewing the live Pay Off Your Mortgage weekly challenge I can understand peoples scepticism on how they too could reach the heights of seeing 91,000 thousand pounds of their money within just 3 years in their bank accounts, or reduced from their credit card and mortgage debt. However unless you are extremely good at income and expenditure control, you will find out if you simply add it up, you tend to spend what you earn. We hi-light ty... more...

Finance » Personal Finance | By Stephanie Foster @ Sunday, 10th August 2008 @ 1:48 PM

Most stay at home moms quickly find that they wouldn't trade what they're doing for the world. It can be very satisfying raising your family on your own rather than paying for daycare. But it's not all fun, even when you really enjoy being with your kids all day. And worst of all can be the financial traps that too many stay at home moms fall into. 1. Not saving for retirement. This is one of the most common failures for stay at home moms, and it can have a tr... more...

Finance » Personal Finance | By Joe Mueller @ Saturday, 9th August 2008 @ 12:08 AM

Shopping, especially grocery shopping can be no fun. Getting your list ready can be a hazel in and of itself let alone the coupon cutting, line waiting, child screening, spill on aisle 7 avoiding craziness the supermarkets can be. It was high time fellow shoppers took action to help each other out and brighten the mood at these haunts. There is a very simple way that you could do this: as you go through the torture of cutting out your own coupons take the chance to cut out additional co... more...

Finance » Personal Finance | By Geoff Morris @ Friday, 8th August 2008 @ 11:33 PM

It is an unfortunate fact, that credit has become very tight of late, and with all of the hoo-hah in the popular as well as the economic press about house price collapses, bad lending by banks in the sub-prime market, a general down-turn in a house prices, as well as an end of the 'honeymoon' period for low cost fixed rate mortgages, more and more people are moving into a desperate financial state. Many of them may well have very large amounts of equity in their properties, but ... more...

Finance » Personal Finance | By Abbi Rouse @ Thursday, 7th August 2008 @ 9:59 PM

With the latest round of energy hikes are released, people are rushing to get themselves themselves on fixed-price tariffs to dampen the effect of the savage cost rises, according to the Fair Investment Company. The price comparison site warned that with additional price hikes predicted as the end of summer approaces, it is vital to get on a fixed-price product as rapidly as possible. It pointed out that whilst such tariffs are becoming more expensive, it might still be worth signing on t... more...

Finance » Personal Finance | By Wilfrid Baptiste @ Thursday, 7th August 2008 @ 2:43 PM

Lately it has been outlined in the press that although the price of crude oil has dropped 15% in the past three weeks, the average price at the pump has gone down much more slowly. Over the same time period, the average price at the pump for a gallon of regular gas has only gone down 3%. According to leading experts, motorists are getting hosed, because the dealers at the pump wait several days before they pass on the savings to their customers, effectively padding their bottom line. So e... more...

Finance » Personal Finance | By Jaison Jacob @ Wednesday, 6th August 2008 @ 8:23 PM

Creditors must give certain information to you during the application process. The law also limits the creditor's ability to change the conditions of the loan. They lend funds to debtors that lead to creation of one or other of the financial instruments listed above. The amount of the debtor's liability to the creditor at any point of time may be described as the principal outstanding. They are focused on one thing: collecting their unsecured debt. The phone calls, collection... more...

Finance » Personal Finance | By Apurva Shree @ Wednesday, 6th August 2008 @ 2:48 PM

Instant no fax payday loan is one of the quickest and easiest ways to borrow money to meet your short term urgent requirements. All of us face petty financial crises and generally, they strike us when we are not prepared. In such instances, trying to borrow from other lending sources may require you to go through a lot of paperwork and formalities, which only delay the process and that may not serve the immediate purpose. Therefore, a good solution is to go for a no fax instant cash advance tha... more...

Finance » Personal Finance | By Mike Carter @ Monday, 4th August 2008 @ 8:21 PM

Millions of people search for help with eliminating their debt problems online. However, research into many of the websites aimed at "helping" people with their debt shows that many of these sites are actually misinformed, misleading, or outright scams. Read on to find out some of the things to avoid when you are searching for help with eliminating your debt. The number one outright scams on the web right now when it comes to debt help are sites claiming that you can "legall... more...

Finance » Personal Finance | By Bruce Lipski @ Monday, 4th August 2008 @ 5:33 AM

With the downturn in the economy and the high gas prices, many families are looking for ways to save money. Spending money wisely and trying to save is always a good thing but most people overlook one of the best ways to save money. Simply making more money is the same as saving it! Learning how to make more money is infinitely better than just saving it because it is something you can continue to do even after the bad times are over. Rather than trying to find ways to save money, I sugge... more...

Finance » Personal Finance | By john mce @ Monday, 4th August 2008 @ 12:31 AM

Stress is a medical condition which if often misunderstood and stigmatized but is actually one of the most common health problems in the UK. Stress occurs when the amount of pressure you find yourself under surmounts your optimum point and becomes more than you can cope with. Be it pressure at work, in your relationships or financially stress can cause serious physical and mental health issues. When facing the threat of repossession the three main pressure points are often tested at the ... more...

Finance » Personal Finance | By Diane Cossie @ Sunday, 3rd August 2008 @ 6:23 PM

As the economy shows signs of further decline, the financial experts will tell you 24 hours a day that the reason for the economic downturn of the last few months is due to global factors such as rising oil prices. With the primary focus on banks lending policies over the last decade being heavily brought into focus, I am left pondering whether there is another so far undetected demon amongst at that has been wreaking havoc with our lives for the same decade. I am talking of course about the hum... more...

Finance » Personal Finance | By Jim Brown @ Sunday, 3rd August 2008 @ 3:37 PM

Many events occur during life that causes long term personal financing needs to be accessed. People will typically require a method to pay bills each month and the personal financing options available might be that a family establishes a checking and savings account with a land-based bank or online banking institution. With generous interest rates on savings, a family can keep enough money on hand to deal with many long-term personal financing needs. Short-term loans would be one option, but man... more...

Finance » Personal Finance | By Mildred Blankson @ Sunday, 3rd August 2008 @ 12:03 PM

There are several things you should know that would prepare you for saving money. I have outlined a few of them into 5 amazing tips mentioned below Tip 1 Get a Budget It is important that everyone has a budget. Dont be scared that you dont know how to create one its really easy and you can do so by searching up on it on Google. You can also discover free financial companies that can help you put your budget together for your self and for your business. Getting to know where and how you... more...

Finance » Personal Finance | By Apurva Shree @ Saturday, 2nd August 2008 @ 8:08 PM

No fax payday loan in Georgia is very easy to secure as your credit profile is not looked into and so you need not bother about faxing in any documents. Payday loan in Georgia is a boon for those who are in need of urgent cash relief, such as parents of an unplanned newborn. It can be really convenient for single moms who are struggling to make ends meet each month as well as for those who have to live from one paycheck to the next. Life can be tough if you are on a budget and are faced with an ... more...

Finance » Personal Finance | By Jerry Leung @ Saturday, 2nd August 2008 @ 7:33 PM

Everyone knows that we need to keep our body health. In fact, we should also keep our financial status healthy. This is very important otherwise you will be in financial trouble when you retire. One of the things you need to do in order to keep your financial status is to purchase smartly. To this end you will need to spend your money healthily. You need to have a healthy spending habit. Yet it is not easy to have such a healthy and good habit. You will need to do it step by step if you a... more...

Finance » Personal Finance | By Jerry Leung @ Saturday, 2nd August 2008 @ 7:12 PM

In order to live within your own personal budget, it is very important for you to plan ahead before you purchase. No matter you are just trying to buy a can of coke or you want to buy a home, you have to plan carefully before you purchase. Otherwise you may just lose everything in the case of buying a home. You may want to know how you can plan ahead. In fact, you need to consider various factors. Of course it will be a lot easier if you are really trying to buy a can of coke. On the othe... more...

Finance » Personal Finance | By Jerry Leung @ Saturday, 2nd August 2008 @ 7:02 PM

Sometime you may need some urgent money and to this end you may need to shop for a personal loan. However, most people do not really know how to shop for such a loan. In fact, you need to choose the loan wisely otherwise it can render a lot of problems to you. Even if it does not pose any problem to you, paying more interest than you should be paying is not something good at the end of the day. There are people thinking that we should never shop for personal loan on the web because you ma... more...

Finance » Personal Finance | By Cindy Heller @ Saturday, 2nd August 2008 @ 5:54 PM

One of the best things you can do is to start saving money into a 401 k for retirement, no matter if you have started working a short time ago or if you simply decided to invest on it. There is nothing better than being comfortable after all those long years of work, although the idea of retirement is somehow hard to imagine when you are young. If you are able to make a habit out of saving as soon as you start your career, you will manage to retire at an early age, which will help you to enjoy l... more...