Insurance Articles

Finance » Insurance | By Christine Harrell @ Tuesday, 6th May 2008 @ 1:09 PM

A life settlement is the sale of a life insurance policy covering a person who has a limited life expectancy - normally 10 years or less. It presents a unique opportunity to extract the maximum value of a Senior's existing life insurance policy and repurpose those funds for whatever financial needs they may have. Until recently, the owner of an unneeded or unwanted policy had two options - sell the policy back to the institution that issued it for its cash surrender value (if any) o... more...

Finance » Insurance | By John Hilaire @ Monday, 5th May 2008 @ 9:42 PM

Auto insurance is something everyone is supposed to have. In fact, without insurance people are breaking the law if they drive without it. For some younger families, finding affordable auto insurance is hard. For those people who are retired and are living on a fixed income, money is already tight. It can sometimes put people in such a situation that they might not be able to pay some of their bills or even medicines that they should be taking. Finding affordable auto insurance should be ... more...

Finance » Insurance | By Jim Brown @ Monday, 5th May 2008 @ 4:01 AM

Some people view pet ownership as simply a way of bringing a new member into the family unit. They want the pet to have the best of care in all stages of life just as they would want any family member to have. Obtaining personal insurance policies for pets can be quite complex at times because there are unusual circumstances that might affect the cost of insurance coverage. Some personal insurance policies for pets require the pet to be in good health at the start of the policy. These pet... more...

Finance » Insurance | By Catherine Harvey @ Sunday, 27th April 2008 @ 3:31 PM

When my friend had a motorbike crash and broke his leg in several places, his health insurance paid out a tidy sum, which was just as well as he ended up off work for a year with bones that refused to heal. Under normal circumstances, bones will heal themselves by grafting over with new bone growth. Although this can take some time the body is very good at healing itself. However, this is not always the case and un-healing bones can cause major problems. My friend was threatened with whol... more...

Finance » Insurance | By Jerry Leung @ Thursday, 24th April 2008 @ 8:14 PM

You may have spent a long time to save money for your vacation. You can now plan ahead to go to your dream destination. However, you may wonder whether you will need to purchase travel insurance. In fact, it is quite essential to plan the insurance as well when you are planing for your vacation. Of course you may have already thought of travel insurance before you travel. Yet you need to read carefully about what will be covered. In some cases, the policy may not cover problems that may c... more...

Finance » Insurance | By Joshua Watson @ Thursday, 24th April 2008 @ 2:43 PM

Life insurance is an important part of any family especially if you have many financial obligations. Some people might not like to think about life insurance for the obvious reasons, but please remember that with the right coverage you can insure that your family will be taken care of if anything should ever happen to you. Thousands of people around the world neglect to purchase life insurance creating a very strenuous situation for their loved ones. One of the most important aspects o... more...

Finance » Insurance | By Shaun Parker @ Thursday, 24th April 2008 @ 7:15 AM

I have spent much of my working life living abroad and one of the things that has struck me as strange when I have returned back to the UK is that the British have a very different attitude to their vehicles than the Americans or South Africans. People in England never share a vehicle and would never lend it to someone so that they can quickly make a run to the shops. In America and South Africa this is the norm and the reason that people can be so sharing with their vehicles is that in ... more...

Finance » Insurance | By Jim Brown @ Saturday, 19th April 2008 @ 12:57 AM

Some consumers are completely lost when they are asked to select the amount of insurance coverage they need for a homeowner's policy. There are a variety of situations that could occur in and around the home and these instances can cause a significant amount of insurance claims to be brought against the owner if they are not insured for an amount that reaches the right price range. There are many types of personal insurance that a homeowner can choose and various levels of protection... more...

Finance » Insurance | By Jim Brown @ Saturday, 19th April 2008 @ 12:54 AM

There are many laws on the books that require automobile owners to have personal insurance policies for every automobile parked at home or driven on the streets. Some of these cars might not have been driven for many years because they are collectible antique automobiles and others are used to drive homeowners back and forth to work. The age of the automobile does not exclude the homeowner from obtaining insurance coverage of some sort. The collectible antique automobiles are usually stor... more...

Finance » Insurance | By Kenneth Scott @ Friday, 18th April 2008 @ 3:48 PM

If you have ever tried to acquire a business travel policy, you will realize that they are fairly different from the regular travel policies. Insurance companies take cognizance of the fact that travel for business purposes may involve different kinds of risks as compared to travel for pleasure. Which is why they customize the business travel policies to match the risk assessment. In a business trip, one is likely to carry certain kinds of equipment for work related purposes. Laptops, Pal... more...

Finance » Insurance | By John Hilaire @ Friday, 18th April 2008 @ 11:10 AM

When you start getting serious about your search for new auto insurance, there will come a point when you've received a number of quotes. Once you're hit this point, you need to compare auto insurance rates and make a choice on just what you're willing to pay. While for some, the only measuring stick they'll use when they compare car insurance rates is what comes after the dollar sign, others take a number of factors into considerations. If it's time for you to compare a... more...

Finance » Insurance | By Catherine Harvey @ Thursday, 17th April 2008 @ 6:10 PM

One of the things that is covered by health insurance is mental illness. However, when it comes to things like Alzheimer's Disease, the pay out from health insurance can never possibly last long enough. Alzheimer's is a degenerative mental illness that can onset quickly, or slowly, and last for years. It is a desperately sad way to see your loved ones finish off their days and the extra income from health insurance will help with the necessities of life. However, there i... more...

Finance » Insurance | By Shaun Parker @ Thursday, 17th April 2008 @ 5:22 PM

Finding insurance cover for a vehicle for short periods of time can be extremely complicated and negotiating with your existing insurance provider can be time consuming and frustrating. Fortunately there are an increasing number of insurance providers that make finding this type of insurance much easier. One month car insurance usually refers to a period of time that is less than 28 days and it is an extremely popular option for people that want to have temporary access to a vehicle but do not w... more...

Finance » Insurance | By Shaun Parker @ Monday, 14th April 2008 @ 9:12 PM

Short term Car insurance is a great option for people that want to insure a vehicle for a short period of time and not want to get caught up in a complex and long term agreement. It is used by people that want to borrow a vehicle from a friend for a short period of time. You might be looking to go away for the weekend, you may borrow a vehicle to move house or transport large items or you may need cover for a vehicle if someone is ill or unable to drive. The range of short-term car insur... more...

Finance » Insurance | By John Hilaire @ Monday, 14th April 2008 @ 2:34 AM

The Internet has made its mark on the shopping world, making it easy to find many things. There are websites dedicated to buying books, movies, even used items that other people don't want anymore. In addition to material goods, nowadays, you can buy services that aren't necessarily as tangible, such as auto insurance. One of the great things about shopping around for car insurance online is that there are a number of websites where you can obtain instant auto insurance quotes.... more...

Finance » Insurance | By Thomas Zoellner @ Sunday, 13th April 2008 @ 1:57 AM

Protecting your home is as important as protecting yourself and your family because they are all vulnerable to external forces, often beyond your control. None of us know what is going to happen tomorrow but that does not mean we cannot be prepared. There are always going to be problems and we all have to do our best to protect what is valuable from natural events and also from people who want to cause us and our homes damage. Homeowners insurance can help offset these problems when an agreement... more...

Finance » Insurance | By Jerry Leung @ Sunday, 13th April 2008 @ 1:30 AM

Travel insurance is meant to be protecting you when you are traveling. It will protect you against things such as medical cost, cancellation of trips etc. As a result, it is always smart to purchase a travel insurance before you travel. Below are some of the situations that a travel insurance will normally covers. As mentioned, the insurance will usually cover your medical expenses in case you need any medical care. If evacuation is needed, in most cases it will also be covered. Th... more...

Finance » Insurance | By Catherine Harvey @ Friday, 11th April 2008 @ 9:15 AM

Global warming is often blamed on the use of our cars and for this we are slapped with huge taxes and massive purchase prices. This is in a bid to keep our car usage down and fuel consumption to a minimum to save the environment. No matter that these huge corporations spew out millions of tons of waste everyday all over the world, just as long as we don't use our car to get to work. It seems the drivers are rebelling! Car hire and car sales have noticed that drivers, particularly the... more...

Finance » Insurance | By Catherine Harvey @ Friday, 11th April 2008 @ 7:58 AM

Cancer, heart attack and organ failure are the biggest and most frequently claimed for illnesses on medical insurance. However, new discoveries are being made all the time and it is hoped that this reduce premiums for medical insurance as these illnesses become more manageable and treatable. Breast cancer is one of the few cancers that can be linked to genes and one of the biggest illnesses responsible for women making medical insurance claims. However, in medical advances, scientists ha... more...

Finance » Insurance | By Ajeet Khurana @ Thursday, 10th April 2008 @ 9:10 AM

Car insurance quotes are really easy to apply for and receive because the Internet makes everything so easy. If you have a computer and is connected to the Internet then you will find that getting a price for your auto cover is really easier than you ever imagined. You can even receive an offer for coverage sitting at home in your pajamas! All you really need to do is take a few moments to fill out a form to receive your quote. The information that is required includes the vehicle ... more...