Finance Articles

Finance | By Peter Kenny @ Thursday, 4th September 2008 @ 11:49 PM

Whilst the UK has enjoyed many years of easy credit, with even those with damaged credit often able to get finance without any problems, things have changed radically in the financial markets over the past year. Just a year ago the thought of ever being rejected for any form of finance may never have crossed your mind, and indeed were it not for the global credit crunch you may never have experienced any problem when it came to getting credit. However, unfortunately the global credit crun... more...

Finance | By Peter Kenny @ Thursday, 4th September 2008 @ 10:45 PM

If you are heading off on your holidays over the coming months then you will have a number of decisions to make, such as who to fly with, where to go, where to stay, how long to go for, and more. Another decision that you will need to make when it comes to your holidays is with regards to your currency options. If you are travelling abroad you will need to think about how you want to take your foreign currency with you, as there are a number of options available depending on your needs, circumst... more...

Finance | By Peter Kenny @ Wednesday, 3rd September 2008 @ 9:37 PM

Having a poor credit rating is something that many people have had to learn to put up with for many years, and this has severely impacted upon their lives in many ways. Whilst there was once a stigma attached to having poor credit over recent years more and more people have found themselves in this situation, with many households struggling to keep up with repayments on their debts and bills. Having bad credit has become more commonplace now, and there are certain companies that offer solutions ... more...

Finance | By Peter Kenny @ Wednesday, 3rd September 2008 @ 2:17 AM

As most people know the mortgage market is in something of a mess at present, and funding has all but dried up for lenders, who have found it more expensive and difficult to secure funding for their mortgage lending operations. This has made it more difficult for first time buyers to get onto the property ladder, as many cannot raise enough cash or deposit to purchase a home on the market in the normal way. There are a number of options open for those that are looking to get onto the prop... more...

Finance | By Peter Kenny @ Wednesday, 3rd September 2008 @ 1:45 AM

Brits have become known as a nation of credit card lovers, and a number of recent reports have revealed that many British borrowers have their purses or wallets filled with plastic cards, with some carrying three, four, even five credit cards on them at any one time. The UK's personal debt mountain reflects just how reliant the nation has become on finance such as credit cards over the years, and this is also reflected by the number of people that have found themselves buried up to the neck... more...

Finance | By Daniel Millions @ Tuesday, 2nd September 2008 @ 9:20 AM

For those in need of a loan that have a bad credit rating haunting them it can seem pointless to even apply. There is hope though, so please do not despair. While there are no credit check loans available to help those who desperately need the money it can be a daunting task finding one that is legit. To be sure that you are choosing a legitimate place to get a no credit check loan from, make sure that you do all of the necessary homework. A no credit check loan is ideal for someone with ... more...

Finance | By Kris Koonar @ Monday, 1st September 2008 @ 2:47 PM

It soon happens that once you graduate from high school and attend college, you get tempted to hold credit cards, spend money and party with friends quite frequently. However, many of you fall into a debt trap as you fail to manage your finances well. This is the same story with many high school graduates, as they suddenly get a taste of new found freedom and stay out for long with friends, splurge at the pub, and buy girlfriends or boyfriends gifts. If you plan your finances well, you would sav... more...

Finance | By Peter Kenny @ Monday, 1st September 2008 @ 12:02 PM

If you really want to pursue your dream of going to college or university to get the education you need to advance your career, but you dont have the necessary funds, there are education loans available from lenders. The cost of education has increased dramatically over the years in the UK, which means that taking out such a loan could be a financial burden you have to bear when you first start working. However, without an education, you are faced with the prospect of having a low-paying job. If... more...

Finance | By Peter Kenny @ Monday, 1st September 2008 @ 12:01 PM

Over recent years the Internet has become a valuable tool for all sorts of purposes from doing research and conducting business to booking holidays and doing the monthly shop. Another group of people that have found a valuable tool in the Internet is banking customers, with many consumers deciding to switch to online banking because of the many benefits that it provides. Whilst many of us are still a little wary about the risk of online banking fraud many of us are now savvy enough to kno... more...

Finance | By Catherine Harvey @ Saturday, 30th August 2008 @ 3:42 PM

Most people in the UK are feeling the credit crunch at the moment. Fuel has gone up, mortgages, if you can get one, are more expensive, house prices are down, jobs are harder to come by and the cost of food and general living has risen. That said, life still goes on. Births, deaths, marriages - all carries on regardless. Penny pinching is a necessity at some point in everyone's life and if you do not wish to lose the will to live during this period then it's a good idea to m... more...

Finance | By Catherine Harvey @ Saturday, 30th August 2008 @ 11:03 AM

A high court trial that is expected to reach damage payouts of over 1 pounds million is currently underway. This compensation is being sought by an injury lawyer despite the fact that the victim was found partially responsible for his ill fate. After an evening's high jinks of drinking and clubbing and generally doing what young people do when they let their hair down, a gang of young men re-grouped to make the trip home and found that there simply wasn't enough room in the car.... more...

Finance | By Peter Kenny @ Saturday, 30th August 2008 @ 11:01 AM

A BBC television programme recently highlighted the fact that many people have never checked their own credit files, and that many would in fact have no idea how to go about checking their credit profiles even if they wanted to. This is a worrying trend given that with the ongoing global credit crunch and the every tightening credit conditions the state of our credit files has become more important than ever. Our credit file contains a whole lot of personal and financial information about... more...

Finance | By Peter Kenny @ Saturday, 30th August 2008 @ 10:54 AM

Most people have seen their monthly outgoings rise over recent months, and this is due to factors such as rising living costs, hiked up bills, soaring petrol prices, rocketing food prices, and much more. It is little wonder, therefore, that so many households are now struggling to keep up with their financial responsibilities, as the outgoings for many have soared to the point where they no longer have enough money coming to make ends meet. Many people have tried to shave their outgoings ... more...

Finance | By Christine OKelly @ Saturday, 30th August 2008 @ 10:11 AM

Landlords know that sometimes things happen that can cause a tenant to break an apartment rental lease. In a perfect world, everyone would finish out their contract before moving on, but many landlords and property management companies realize that sometimes unavoidable events occur. You can do a few simple things to work with your landlord that may help you avoid penalties when breaking your lease. Let Your Apartment Rental Landlord Know Early Giving your landlord or property mana... more...

Finance | By Christine OKelly @ Saturday, 30th August 2008 @ 8:28 AM

Searching for an apartment rental can be fun. It's exciting to move into a new home when it's clear of clutter, freshly cleaned, and newly painted. Before choosing a new apartment rental, ask the following simple questions of your landlord or property management company. Who Pays For What Utilities And What Are The Rent Payment Procedures Different rental apartments cover different types of utilities in the rent and you will want to know which ones to budget for when look... more...

Finance | By Peter Kenny @ Friday, 29th August 2008 @ 8:03 AM

In the current financial climate it may seem like a good idea to try and get finance, with household finances so strained and living costs rapidly rising. Many people may feel that taking out a credit card or a loan is the ideal solution, at least in the short term, but there is something that consumers need to be aware of and careful of, and that is the fact that there is now a far greater chance of getting refused credit. Over recent months lenders have had to really tighten up on their... more...

Finance | By Peter Kenny @ Friday, 29th August 2008 @ 8:00 AM

Most people have heard that the property market has slowed down considerably over recent months, with a number of factors affecting the level of property sales that are being seen. Estate agents have reported very poor property sales, and many homeowners are struggling to try and sell their properties. In fact, according to recent report property sales figures have plummeted by 40% recently, with the number of properties being sold at their lowest in around three decades. Factors that are... more...

Finance | By Peter Kenny @ Friday, 29th August 2008 @ 7:45 AM

With the increased costs of energy, fuel and food, more and more homeowners are finding themselves in financial difficulty having to cope with these rising prices as well as higher payments on their mortgages because of higher interest rates charged by lenders. In addition, the financial burden caused by the increased prices is also causing more and more businesses to downsize or close their doors permanently, which means that there are more and more people out of work. One of the ways t... more...

Finance | By Jim Pretin @ Thursday, 28th August 2008 @ 3:53 PM

The two most important numbers that investment analysts look at when evaluating a stock are the P/E ratio and the PEG ratio. The former has been around for as long as the stock market itself, the latter originated more recently. A thorough analysis of these dueling indicators reveals that one is definitely superior to the other. The P/E is the price-to-earnings ratio. It is used to calculate how expensive or how cheap a stock is relative to its earnings. Using it, an investor can get a se... more...

Finance | By Peter Kenny @ Thursday, 28th August 2008 @ 2:02 AM

There are many different types of insurance cover that are designed to protect us, our loved ones, and even our belongings these days, and the insurance industry makes a fortune from consumers that are keen to try and cover every eventuality when it comes to finances. One hugely popular type of insurance cover is known as life insurance, and the purpose of this type of cover is to provide peace of mind and protection for the family of the policyholder in the event that the policyholder dies unex... more...